1. Double-check monthly statements to ensure they match your records.
2. Shred personal and financial information before discarding it.
3. Don't give out account numbers or other personal information, unless you initiated the call.
4. Review your credit report annually. You're entitled to a free credit report every year. Simply contact one of the three main credit reporting bureaus.

Equifax                         Experian                       TransUnion
800-525-6285             888-397-3742              800-680-7289
    equifax.com                experian.com              transunion.com

5. Sign up for Verified by Visa:  It's a free service that gives you extra               password protection online at participating merchants. Visit www.visa.com/verified today.

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