Security

Security is a very important issue for all of us here at County Bank and customer education is also important. Today’s security issues can be both challenging and frightening at times. We have included the following information for you to get a better understanding of some of the security issues that we all face from day to day.

Important NACHA Phishing Alert

On 11/12/09, a NACHA Member Communication informed members that NACHA is being targeted in a phishing e-mail which contains a link to a Jabber/Zeus Trojan malware download. This malware can steal login credentials and can lead to an account compromise.

If your institution or customers receive this e-mail, DO NOT click on the link!

NACHA has posted an article on their home page at http://www.nacha.org.

Below is an example of the phishing email:

= = = = = Sample E-mail = = = = = =

From: nacha.org [mailto:report@nacha.org] Sent: Thursday, November 12, 2009 10:25 AM To: Doe, John Subject: Rejected ACH transaction, please review the transaction report

Dear bank account holder, The ACH transaction, recently initiated from your bank account, was rejected by the Electronic Payments Association. Please review the transaction report by clicking the link below: Unauthorized ACH Transaction Report (this is how the link is presented) Sanitized link: hxxp://nacha[DOT]org[DOT]fffazsa[DOT]org[DOT]uk/ACHNetwork/Unauthorized/report[DOT]php?transaction_id=3D00149589098593&reference=
3D822741659237684356904818198557124583214180193361899444733=20

= = = = = End of Sample E-mail = = = = = =

Financial Institutions should communicate with customers regarding this phishing attempt, particularly commercial customers with ACH privileges.

 

ALERT !

E-mail Claiming to Be From the FDIC – October 26, 2009

The Federal Deposit Insurance Corporation (FDIC) has received numerous reports of a fraudulent e-mail that has the appearance of being sent from the FDIC.

The subject line of the e-mail states: “check your Bank Deposit Insurance Coverage.” The e-mail tells recipients that, "You have received this message because you are a holder of a FDIC-insured bank account. Recently FDIC has officially named the bank you have opened your account with as a failed bank, thus, taking control of its assets.”

The e-mail then asks recipients to “visit the official FDIC website and perform the following steps to check your Deposit Insurance Coverage” (a fraudulent link is provided). It then instructs recipients to “download and open your personal FDIC Insurance File to check your Deposit Insurance Coverage.”

This e-mail and associated Web site are fraudulent. Recipients should consider the intent of this e-mail as an attempt to collect personal or confidential information, some of which may be used to gain unauthorized access to on-line banking services or to conduct identity theft.

The FDIC does not issue unsolicited e-mails to consumers. Financial institutions and consumers should NOT follow the link in the fraudulent e-mail.

 

 

LOST OR STOLEN VISA / MASTERCARD DEBIT CARDS
REPORT IMMEDIATELY !  PLEASE PHONE
302-226-9800 COUNTY BANK
800-863-5945 AFTER HOURS AND HOLIDAYS

 PHISHING

 Social Engineering     (Coming Soon)

 Financial Information Protection   

Identity Theft

Fake Check Scams
 

 

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