Life happens! County Bank understands that unexpected overdrafts occur from time to time – Overdraft Coverage can help.

Overdraft Coverage Options

The choice is yours. Consider these ways to cover overdrafts:

Service Cost
Overdraft Protection Link to Another Deposit Account you have at County Bank1 $5.00 fee per transfer
Overdraft Privilege $35.00 Overdraft Fee per item. Daily fees may apply.

1 Call us at (302) 226-9800 or email us at for more information. Or come by a branch to sign up for these services.


OVERDRAFT PROTECTION service applies to all transactions and may help prevent overdrafts by automatically transferring funds to your checking account from another account you may have at County Bank for a fee.

OVERDRAFT PRIVILEGE allows you to overdraw your account up to the disclosed limit for a fee in order to pay a transaction.  Even if you have overdraft protection, Overdraft Privilege is still available as secondary coverage if the other protection source is exhausted.

If multiple overdraft coverage options are used simultaneously, fees for each option may be assessed.

Transactions Covered with Overdraft Privilege Standard Coverage
(No action required)
Extended Coverage
(Your consent required)*

If you would like to select Extended Coverage for future transactions:

  • call us at (302) 226-9800,
  • retrieve the Extended Coverage Consent Form found at the link on this page
  • visit any branch,
  • complete the consent form and mail it to us at 19927 Shuttle Rd, Rehoboth Beach, DE 19971.
  • e-mail us at
ACH (Automatic Debits)
Recurring Debit Card Payments    
Online Bill Pay Items      
Teller Window Transactions
ATM Transactions   *
Everyday Debit Card Transactions     *

You can discontinue the Overdraft Privilege in its entirety by contacting us at (302) 226-9800 or sending us an e-mail at

* If you choose Extended Coverage, ATM Transactions and everyday debit card transactions will be included with the transactions listed under Standard Coverage. If you already have Extended Overdraft Privilege coverage, it is not necessary to request it again. Business accounts automatically have Extended Coverage.

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