As you visit our site, please keep in mind that COUNTY BANK is committed to fulfilling the financial needs of individuals, families, and businesses in Southern Delaware. Our web site is intended for the private use of our customers and prospective customers residing in our primary geographical trade area. As an independent bank, we are dedicated to the communities in our market and to providing superior customer service.

All rates are effective as of June 5, 2019

REGULAR CERTIFICATE OF DEPOSIT OR IRA RATES & ANNUAL PERCENTAGE YIELDS

Account Product Name Minimum Opening Balance Interest Rate Annual Percentage Yield
30 Day Certificate of Deposit OR IRA $500.00 0.05% 0.05%
90 Day Certificate of Deposit OR IRA $500.00 0.10% 0.10%
182 Day Certificate of Deposit OR IRA $500.00 0.20% 0.20%
12 Month Certificate of Deposit OR IRA $500.00 0.80% 0.80%
13-23 Month Certificate of Deposit OR IRA $500.00 1.00% 1.00%
24-35 Month Certificate of Deposit OR IRA $500.00 1.75% 1.76%
36-47 Month Certificate of Deposit OR IRA $500.00 1.50% 1.50%
48-59 Month Certificate of Deposit OR IRA $500.00 1.45% 1.45%
60 Month Certificate of Deposit OR IRA  $500.00 1.45% 1.45%

WE MAY IMPOSE A PENALTY FOR EARLY WITHDRAWAL. FEES COULD REDUCE EARNINGS.

JUMBO CERTIFICATE OF DEPOSIT OR IRA RATES & ANNUAL PERCENTAGE YIELDS

Account Product Name Minimum Opening Balance Interest Rate Annual Percentage Yield
30 Day Certificate of Deposit OR IRA $100,000.00 0.05% 0.05%
90 Day Certificate of Deposit OR IRA $100,000.00 0.10% 0.10%
182 Day Certificate of Deposit OR IRA $100,000.00 0.20% 0.20%
12 Month Certificate of Deposit OR IRA $100,000.00 0.80% 0.80%
13-23 Month Certificate of Deposit OR IRA $100,000.00 1.00% 1.00%
24-35 Month Certificate of Deposit OR IRA $100,000.00 1.75% 1.76%
36-47 Month Certificate of Deposit OR IRA $100,000.00 1.50% 1.50%
48-59 Month Certificate of Deposit OR IRA $100,000.00 1.45% 1.45%
60 Month Certificate of Deposit OR IRA $100,000.00 1.45% 1.45%

WE MAY IMPOSE A PENALTY FOR EARLY WITHDRAWAL. FEES COULD REDUCE EARNINGS.

DEPOSIT ACCOUNT RATES & ANNUAL PERCENTAGE YIELDS

Account Product Name Minimum Opening Balance Minimum Balance to Obtain Annual PercentageYield Interest Rate Annual Percentage Yield
KASASA CASH®* $25.00 $0.01-$10,000*
$10,000.01 and up*
Base Rate*
2.47%
0.25%
0.05%
2.50%*
2.50% to 0.45%*
0.05%*
COUNTY CHECKING ACCOUNT $50.00 $500.00-1,499.99
$1,500.00 AND UP
0.10%
0.10%
0.10%
0.10%
KASASA SAVER®* $25.00 $0.01-$50,000*
$50,000.01 and up*
Base Rate*
0.75%
0.25%
0.05%
0.75%*
0.75% to 0.42%*
0.05%*
COUNTY  SAVINGS ACCOUNT $50.00 N/A 0.10% 0.10%
HOLIDAY HELPER SAVINGS CLUB $1.00 N/A 0.10% 0.10%
MINOR SAVINGS ACCOUNT $1.00 N/A 0.10% 0.10%
MONEY MARKET ACCOUNT $1000.00 UP TO $999.99
$1,000.00 AND UP
0.10%
0.10%
0.10%
0.10%

ALL RATES & ANNUAL PERCENTAGE YIELDS SUBJECT TO CHANGE AFTER ACCOUNT OPENING.  FEES COULD REDUCE EARNINGS

RATES & ANNUAL PERCENTAGE YIELDS ARE CURRENT AS OF June 5, 2019. CONTACT US FOR CURRENT RATES & MORE DETAILED INFORMATION

*See Kasasa disclosures and account representative for details.
Kasasa, Kasasa Cash and Kasasa Saver are trademarks of Kasasa, LTD., registered in the U.S.A.

*View Kasasa disclosure

QUALIFICATION INFORMATION.

To qualify your rewards, the following enrollments must be in place and all transactions and activities must post and settle to your Kasasa Cash account during each Monthly Qualification Cycle:

  • Debit Cards: 12 transactions that can be either PIN-based or signature-based debit card purchases.
  • Online Banking: Be enrolled and log into online banking at least once per Monthly Qualification Cycle.
  • E-Statements: Be enrolled in and have agreed to receive e-statements rather than paper statements.

Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account's rewards. Transactions bundled together by merchants and received by our institution as a single transaction count as a single transaction for the purpose of earning account rewards.

The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, debit card purchases processed by merchants and received by our bank as ATM transactions, non-retail payment transactions and purchases made with debit cards not issued by our bank.

"Monthly Qualification Cycle" means a period beginning the 15th of the month (or preceding business day) through the 14th of the next month (or preceding business day). 

“Business Day” means every day except Saturdays, Sundays, and federal holidays.

"Statement Cycle" means the period of time for which County Bank provides a summary of the financial activities and transactions that post and settle to the accountholder's account.

REWARD INFORMATION.

When your Kasasa Cash account qualifications are met during a Monthly Qualification Cycle:

Kasasa Cash: When your Kasasa Cash account qualifications are met during a Monthly Qualification Cycle, daily balances up to and including $10,000 in your account earn an interest rate of 2.47% resulting in an annual percentage yield of 2.50%. Minimum daily balance to obtain the annual percentage yield is $0.01. Daily balances over $10,000 earn an interest rate of 0.25% on the portion of the daily balance over $10,000, resulting in an annual percentage yield that will range from 2.50% to 0.45%, depending on the account's daily balance.

Kasasa Saver: When your linked Kasasa Cash or linked Kasasa Cash Back account qualifications are met during a Monthly Qualification Cycle, daily balances up to and including $50,000 in your Kasasa Saver account earn an interest rate of 0.75% resulting in an annual percentage yield of 0.75%. Minimum daily balance to obtain the annual percentage yield is $0.01. Daily balances over $50,000 earn an interest rate of 0.25% on the portion of the daily balance over $50,000, resulting in an annual percentage yield that will range from 0.75% to 0.42%, depending on the Kasasa Saver account's daily balance.

When your Kasasa Cash qualifications are not met:

Kasasa Cash: the entire daily balance in the Kasasa Cash account earns an interest rate of 0.05% resulting in an annual percentage yield of 0.05%. Minimum daily balance to obtain the annual percentage yield is $0.01.

Kasasa Saver: the entire daily balance in the Kasasa Saver account earns an interest rate of 0.05% resulting in an annual percentage yield of 0.05%. Minimum daily balance to obtain the annual percentage yield is $0.01.

Interest will be credited to your Kasasa Cash and Kasasa Saver account every month.

If Kasasa Cash is linked to Kasasa Saver, the following also applies: the interest earned within the Kasasa Cash account does not compound since it, along with any nationwide ATM withdrawal fee reimbursements are, automatically transferred to the Kasasa Saver account within one business day of being credited to your Kasasa Cash account. This automatic transfer may cause an overdraft to your Kasasa Cash account, if the account balance is less than the transferred amount when the transfer occurs.

APY= Annual Percentage Yield

Annual Percentage Yield calculations are based on an assumed balance of $10,000 + $100,000 in your Kasasa Cash account and $50,000 + $100,000 in your Kasasa Saver account and an assumed statement cycle of thirty-one (31) days.

Rates, rewards, and bonuses, if any, are variable and may change after account is opened.

Rewards’ Additional Information. No minimum balance is required to earn or receive the account's rewards. Rewards less than a penny cannot be distributed. Fees may reduce earnings.

ADDITIONAL INFORMATION.

Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply. Qualifications and rewards may vary by account. $25 minimum deposit to open a Kasasa Cash account. $25 minimum deposit to open a Kasasa Saver account. Enrollment in electronic services (e.g. online banking, e-statements) and log-ons may be required to meet some of Kasasa Saver's linked Kasasa Cash account's qualifications. Limit of 1 account per Social Security Number. There are no recurring monthly maintenance charges or fees to open or close this account. This account is not to be used for commercial purposes. If the account is closed, you will forfeit any rewards that have not been credited to your account. A Kasasa Cash account is required to have a Kasasa Saver account. A linked Kasasa Saver account is required for automatic savings. There are no account monthly maintenance fees on Kasasa Cash, Kasasa Cash Back, and Kasasa Saver products. County Bank may discontinue these Kasasa account products at any time. If account products are discontinued, the fees, rates and rewards are subject to change.

Contact one of our bank service representatives for additional information, details, restrictions, reward calculations, processing limitations, cycle dates and enrollment instructions. Member FDIC. Kasasa, Kasasa Cash, Kasasa Cash Back, and Kasasa Saver are trademarks of Kasasa, Ltd., registered in the U.S.A.

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