County Bank offers a variety of checking account options to meet your individual banking needs. 

Free Kasasa Cash® Checking

  • Minimum deposit to open account:  $25.00.
  • Free checking that pays interest
  • 2.50% APY* on daily balances up to and including $10,000 when qualifications are met
  • 2.50% to 0.45% APY* on balances over $10,000 depending on
    the account’s daily balance when qualifications are met
  • 0.05% APY* on the entire balance if qualifications are not met
  • Refunds on ATM withdrawal fees, nationwide (up to $20 monthly)*
  • No minimum balance to earn rewards
  • No monthly maintenance fee
  • Can link to free Kasasa Saver® to build savings automatically
  • Visa® Debit Card with Automated Teller Machine access
  • Monthly statements with check imaging available
  • E-Statements
  • Express Telephone Banking available
  • Internet Banking with Online Bill Payment

Learn More » 

Free Kasasa Cash Back® Checking

  • Minimum deposit to open account:  $25.00.
  • Free checking that pays you back
  • 2.00% cash back on debit card purchases*
  • Up to $8 total cash back per monthly qualification cycle*
  • Refunds on ATM withdrawal fees, nationwide (up to $20 monthly)*
  • No minimum balance to earn rewards
  • No monthly maintenance fee
  • Can link to free Kasasa Saver® to build savings automatically
  • Visa® Debit Card with Automated Teller Machine access
  • Monthly statements with check imaging available
  • E-Statements
  • Express Telephone Banking available
  • Internet Banking with Online Bill Payment

Learn More » 

Free Kasasa Saver®

  • Minimum deposit to open account: $25.00.
  • Free account that builds your savings effortlessly
  • Earn 0.75% APY* on Kasasa Saver daily balances up to and including $50,000 and,
  • 0.75% to 0.42% APY* on balances over $50,000 depending on the account’s daily balance when you meet your qualifications in your Kasasa Cash or Kasasa Cash Back.
  • 0.05% APY* if qualifications are not met in Kasasa Cash® or Kasasa Cash Back®
  • No minimum balance to earn rewards
  • No monthly maintenance fee
  • E-Statements
  • Express Telephone Banking available
  • Internet Banking

Learn More »

County Checking

  • Minimum deposit to open account:  $50.00
  • $8.00 Monthly Service Charge
  • Monthly service charge is waived with Direct Deposit, or $500 Min. Daily Balance*
  • Interest bearing on balances of $500.00 or more
  • Unlimited check writing availability
  • Visa Debit Card with Automated Teller Machine access
  • Monthly statements with check imaging available
  • E-Statements
  • Express Telephone Banking available
  • Internet Banking with Online Bill Payment 

Click here for Current Rates »

*See Kasasa and County Checking disclosure and account representative for details.
Kasasa and Kasasa Saver are trademarks of Kasasa, LTD., registered in the U.S.A.

*View Kasasa disclosure

QUALIFICATION INFORMATION.

To qualify for the rewards, the following enrollments must be in place and all transactions and activities must post and settle to your Kasasa Cash or Kasasa Cash Back account during each Monthly Qualification Cycle:

  • Debit Cards: 12 transactions that can be either PIN-based or signature-based debit card purchases.
  • Online Banking: Be enrolled and log into online banking at least once per Monthly Qualification Cycle.
  • E-Statements: Be enrolled in and have agreed to receive e-statements rather than paper statements.

Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account's rewards. Transactions bundled together by merchants and received by our institution as a single transaction count as a single transaction for the purpose of earning account rewards.

The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, debit card purchases processed by merchants and received by our bank as ATM transactions, non-retail payment transactions and purchases made with debit cards not issued by our bank.

"Monthly Qualification Cycle" means a period beginning the 15th of the month (or preceding business day) through the 14th of the next month (or preceding business day). 

“Business Day” means every day except Saturdays, Sundays, and federal holidays.

"Statement Cycle" means the period of time for which County Bank provides a summary of the financial activities and transactions that post and settle to the accountholder's account.

REWARD INFORMATION.

Depending on what Kasasa account you have, you will receive the following rewards when you meet your account's qualifications during a Monthly Qualification Cycle:

Kasasa Cash: When your Kasasa Cash account qualifications are met during a Monthly Qualification Cycle, daily balances up to and including $10,000 in your account earn an interest rate of 2.47% resulting in an annual percentage yield of 2.50%. Minimum daily balance to obtain the annual percentage yield is $0.01. Daily balances over $10,000 earn an interest rate of 0.25% on the portion of the daily balance over $10,000, resulting in an annual percentage yield that will range from 2.50% to 0.45%, depending on the account's daily balance.

Kasasa Cash Back: When your Kasasa Cash Back account qualifications are met during a Monthly Qualification Cycle, you will receive 2.00% cash back on up to a total of $400 PIN-based/signature-based debit card purchases that post and settle to the account during that cycle period. A maximum of $8 cash back may be earned per Monthly Qualification Cycle.

Kasasa Saver: When your linked Kasasa Cash or linked Kasasa Cash Back account qualifications are met during a Monthly Qualification Cycle, daily balances up to and including $50,000 in your Kasasa Saver account earn an interest rate of 0.75% resulting in an annual percentage yield of 0.75%. Minimum daily balance to obtain the annual percentage yield is $0.01. Daily balances over $50,000 earn an interest rate of 0.25% on the portion of the daily balance over $50,000, resulting in an annual percentage yield that will range from 0.75% to 0.42%, depending on the Kasasa Saver account's daily balance.

When account qualifications are met, you will receive reimbursements up to an aggregate total of $20 for nationwide ATM withdrawal fees incurred within your Kasasa Cash or Kasasa Cash Back account during that Monthly Qualification Cycle. The maximum ATM withdrawal fee refund per transaction is $4.99. Instant cash/cash over purchase amount received at point-of-sale devices do not qualify as ATM withdrawal. Our institution does not reimburse any international ATM withdrawal fees that your account may incur. We reimburse ATM withdrawal fees based on estimates when the withdrawal information we receive does not identify the ATM withdrawal fee.

Depending on your Kasasa account, when your qualifications are not met, cash back payments are not made, nationwide ATM withdrawal fees are not reimbursed, and:

Kasasa Cash: the entire daily balance in the Kasasa Cash account earns an interest rate of 0.05% resulting in an annual percentage yield of 0.05%. Minimum daily balance to obtain the annual percentage yield is $0.01.

Kasasa Saver: the entire daily balance in the Kasasa Saver account earns an interest rate of 0.05% resulting in an annual percentage yield of 0.05%. Minimum daily balance to obtain the annual percentage yield is $0.01.

Interest and nationwide ATM withdrawal fee reimbursements, if applicable, will be credited to your Kasasa Cash account every month. Interest will be credited to your Kasasa Saver account every month. Cash back payments and nationwide ATM withdrawal fee reimbursements, if applicable, will be credited to your Kasasa Cash Back account every month.

If Kasasa Cash or Kasasa Cash Back are linked to Kasasa Saver, the following also apply:

Kasasa Cash: When linked to a Kasasa Saver account, the interest earned within the Kasasa Cash account does not compound since it, along with any nationwide ATM withdrawal fee reimbursements are, automatically transferred to the Kasasa Saver account within one business day of being credited to your Kasasa Cash account. This automatic transfer may cause an overdraft to your Kasasa Cash account, if the account balance is less than the transferred amount when the transfer occurs.

Kasasa Cash Back: When linked to a Kasasa Saver account, the cash back payments and nationwide ATM withdrawal fee reimbursements earned in your Kasasa Cash Back account will be credited to your Kasasa Saver account every month.

APY= Annual Percentage Yield

APY is accurate as of 05/03/2019

Annual Percentage Yield calculations are based on an assumed balance of $10,000 + $100,000 in your Kasasa Cash account and $50,000 + $100,000 in your Kasasa Saver account and an assumed statement cycle of thirty-one (31) days.

Rates, rewards, and bonuses, if any, are variable and may change after account is opened.

Rewards’ Additional Information. No minimum balance is required to earn or receive the account's rewards. Rewards less than a penny cannot be distributed. Fees may reduce earnings.

Additional Information:

Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply. Qualifications and rewards may vary by account. $25 minimum deposit to open a Kasasa Cash or Kasasa Cash Back account. $25 minimum deposit to open a Kasasa Saver account. Enrollment in electronic services (e.g. online banking, e-statements) and log-ons may be required to meet some of Kasasa Saver's linked Kasasa Cash or Kasasa Cash Back account's qualifications. Limit of 1 account per Social Security Number. There are no recurring monthly maintenance charges or fees to open or close this account. This account is not to be used for commercial purposes. If the account is closed, you will forfeit any rewards that have not been credited to your account. A Kasasa Cash or Kasasa Cash Back account is required to have a Kasasa Saver account. A linked Kasasa Saver account is required for automatic savings. There are no account monthly maintenance fees on Kasasa Cash, Kasasa Cash Back, and Kasasa Saver products. County Bank may discontinue these Kasasa account products at any time. If account products are discontinued, the fees, rates and rewards are subject to change.

Contact one of our bank service representatives for additional information, details, restrictions, reward calculations, processing limitations, cycle dates and enrollment instructions. Member FDIC. Kasasa, Kasasa Cash, Kasasa Cash Back and Kasasa Saver are trademarks of Kasasa, Ltd., registered in the U.S.A.

*View County Checking disclosure

To Avoid Imposition of Fees. An $8.00 service charge will be assessed if the daily balance in the account falls below $500.00. The monthly service charge is waived if $500.00 is maintained in a like-titled savings account, money market, or certificate of deposit. The monthly service charge is also waived if there is an ACH Direct Deposit into the account during each statement cycle. It is the customer's responsibility to notify the Bank of any change in Direct Deposit status. A qualifying Direct Deposit is a recurring Direct Deposit of a paycheck, pension, Social Security or other regular monthly income electronically deposited by an employer or an outside agency in the account. An ACH Direct Deposit does not include transfers and deposits made through various channels, including ATM, branch network, mail, mobile banking, online banking or telephone banking.

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